Your Friend in the Insurance Business


TIA has the knowledge, experience and solutions you can trust. We are here to serve you.


Our Services

TIA is Your Trusted Insurance Expert

We choose from a wide variety of local and national insurance carriers. That means we work for YOU and not for a specific insurance company. We have more options and will select the coverage that’s best for you. Plus, we’ll find available discounts and bundling options to save you time and money.


Auto, Motorcycles, ATVs

Are you protected in case of an auto accident, theft or injury? Select the best liability, comprehensive, and collision insurance for your daily driver, recreational vehicles, motorcycles, collector cars, and more.


Property / Home

Rest assured knowing that your largest investment will be protected in case of theft and property damage. We insure mobile and modular homes, tiny homes, farm & ranch, luxury residences and everything in between.


Luxury Goods & Collectibles

You’ve spent time and money gathering items that bring joy to your life. Protect personal items such as firearms, jewelry, fine art, designer clothing, musical instruments, sports memorabilia, coin and monies collections.


General Liability (Commercial)

There are many potential risks when it comes to the daily operation of your business. We’re here to guide you through the best options that will help protect your hard-earned capital against a wide range of incidents.


Workers' Compensation

Most states require workers' comp. insurance for businesses with employees. Get the best protection at the lowest rates. Coverage includes: medical expenses, missed wages, death benefits and employers liability.


Commercial Property

You have worked hard to build your business. We'll work hard to help you protect it. Commercial Property Insurance covers your property as well as the tools, equipment and goods within your business location.


Commercial Auto

Commercial auto insurance covers you if you have employees driving on behalf of your company. We cover oil and gas truckers, Amazon truck drivers, heat and air fleet vehicles, moving companies and more.


Other Commercial Insurance

Protect your business against the unexpected. Professional Liability, Directors and Officers Coverage, Cyber Liability, Bond Insurance are just a few options. We provide expert insights to help select the best coverage.


Medical Cannabis Insurance

We have close professional relationships with the top carriers that insure Oklahoma's medical marijuana businesses. If you cultivate cannabis, you’ll certainly want to protect your crop, property, inventory and workers against unexpected loss, accident and litigation.

Looking for a trusted Insurance Company?

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Main Principles

Where We Excel:

We’re here for you when you need us the most. We respond to claims via text message 24/7, 365. 

We offer flexible office hours and we are here to make sure your interests are protected and not forgotten.

As an independent agency, we have access to multiple insurance carriers. We’ll find the best coverage at the most affordable rates to serve your unique needs. 

Plus, we constantly review policies and carriers so you continue to receive the very best coverage available to protect your assets.

Excellence is more than just lip service. We want our clients to know us as people, and we want to know the same about you. That way, when you call or visit our office, you will know who you are working with.

We are involved in charities and organizations that benefit our community. When we invest our time and money where it matters most, we all benefit.

Your Friend in the Insurance Business

Serving with over 35 years of combined industry knowledge and experience, it is our mission to find the best insurance coverage to protect what matters most to you. Pair that with our professional agency connections, and you get the very best rates and coverage available in Oklahoma, Texas, Missouri and Florida.

When the unexpected happens, we’re here to guide you through the claims process. We will be with you every step of the way to answer your questions and advocate for your best interest.

Start here to get the coverage you need.

We can guide you through the process of selecting the best coverage at the most affordable rates.

World class SERVICE

We're Here For You!

We have established relationships with 120 local and national insurance carriers. Our vast industry knowledge, along with our professional connections, allows us to tailor your personal and commercial insurance policies to meet your individual needs.

We are an independent agency, fully licensed in all lines of insurance within the state of Oklahoma. We offer what will benefit you the most.

We are constantly expanding our service offerings to better support our clients. In addition to Oklahoma, we are also licensed to write insurance in Texas, Missouri and Florida. Need more? Just let us know. 


Personal Lines
Clients Served


Commercial Lines
Clients Served





Our Team

Get to Know Your Team

There is so much to know about which coverage options will serve your needs. Choose TIA as your trusted partner, and we’ll guide you through the process.


Darbi Tomlinson

Owner, CISR


Darbi Tomlinson

Owner, CISR
Darbi began her insurance career in 2003, working for companies like Farmers and State Farm. She soon realized that, instead of working for “insurance companies,” she wanted to work directly for her clients. In 2010, she started working independently with Financial Risk Solutions (FRS), where she could offer more holistic coverage options by representing MANY insurance carriers. In 2016, she obtained her Certified Insurance Service Representative (CISR) designation with the National Alliance. By 2017, Darbi quickly and humbly excelled and founded Tomlinson Insurance Agency (a member of FRS) in Oklahoma City. She is a genuine friend to each of her clients.

Michelle Tomlinson



Michelle Tomlinson

Michelle began her insurance career in 2016 as a receptionist at Financial Risk Solutions (FRS). She received her CSR license in 2017, and is now working to obtain her commercial insurance license.

Danielle Garcia



Danielle Garcia

Danielle started her insurance journey in 2011 as a receptionist. A few months later, she got licensed to be a claims specialist / personal lines account manager. She is now fully licensed in both personal & commercial lines, and manages TIA’s commercial accounts. Danielle is tireless, loves road trips, and prefers to spend all her extra time outdoors in the sunshine camping, hiking, fishing, and boating. The ocean is her greatest escape!

Sara Ogle



Sara Ogle

Sara is a graduate from Oklahoma State University with Bachelor’s degrees in Psychology and Zoology. She began her career in insurance June of 2020 as a processor for Tomlinson Insurance Agency. She obtained her CSR designation in December of 2021 and is currently working on becoming commercially licensed. In her free time, Sara enjoys training Brazilian Jiu-Jitsu.

Client Testimonials

What People Are Saying about TIA

At Tomlinson Insurance Agency, we take great pride in our agency, community and clients. We strive to earn trust through regular communication, personal relationships and best-in-class service.

We started working with the Tomlinson agency almost 3 years ago when we opened our first marijuana grow farm. Since then, we've added two dispensaries, plus a private-label water bottling company. Darbi takes time to answer my endless questions. Her unique insight, along with her personal and professional approach enables her to always provide the right product mix for our business. BECAUSE SHE KNOWS HER BUSINESS!

Jack Schaid

Kind Love, Herbal Junction
OK Bottling Enterprises

I have been a loyal FRS-Tomlinson customer for 3 years. Not only do they provide outstanding customer service day or night, but Darbi, Michelle, and the rest of the crew make you feel like family. They include the human dimension through every transaction. Their award-worthy friendliness and FRS-Tomlinson’s track record of excellence is unparalleled.

Christoper Hewitt

proud FRS-Tomlinson customer

We are very satisfied with the service that Darbi Tomlinson from FRS-Tomlinson Insurance Agency has provided for our company. Darbi is always on top of any issue we have and makes sure that every need is taken care of. She does an amazing job.

Steven Strong

Advent Mechanical

Our experience working with TIA has been extraordinary. They treat us like family, handle all our needs quickly and effectively, and always strive to provide us with the highest quality service. They work tirelessly to find us the best rates from all the carriers and keep our employees' policies and claims at 100%. We're very happy to have TIA as part of our team. We recommend them to anyone in search of a great insurance agency.

Kourtney Bowen

Robot Pharmer
Grow Dispensary and Processor

Tomlinson staff has always been very helpful and prompt whenever I have had an issue or even a question. They go above and beyond to find the best rates for you as well!! They are by far the best insurance agency around!!

Tiffany Kreuger

Insured with TIA for 5 years

Being in the mortgage industry, it's imperative to have someone like Darbi on your side. Getting her clients the best deal possible is her main focus. Just so happens that she does this faster than anyone I've worked with in my career. Every client I refer to her absolutely loves her! She's the best!!

Rob McCalla

Loan Originator Outside Sales
Cardinal Financial

My family has been using Tomlinson Insurance Agency for our home, auto, business liability and bonds for almost a decade. We love Darbi and her friendly team. They are responsive and so helpful! Darbi is extremely knowledgeable and has given us great advice when we didn’t know exactly what we needed. Darbi goes above and beyond to help us and our business succeed. We shopped around to compare pricing and nobody was close to the rates she’s provided us. We feel like we hit the jackpot!

Jessica Burleson

Treetop Business

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