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November 3, 2022

Are your insurance rates going up? The answer is YES!!

Everyone’s rates are going up in Oklahoma, but why?!

The short answer is, OUR WEATHER!! The ice storms, that caused damage to homes, resulted in more auto accidents, and electrical power surges damaging items in properties, along with,…our Spring weather: Hail, Wind, Tornadoes…it all adds up.

When insurance carriers pay out claims in significant amounts in certain areas, those rates go up, Across the board. Literally, every carrier in the entire state of Oklahoma took rate increases.

THE BEST THING TO HAVE, is an INDEPENDENT Agent. We re-market all of our policies each year at renewal to make sure you are in the best place. Sometimes it doesn’t make sense to move coverage and sometimes it does, but we always make sure you are getting the biggest bang for your buck.

If you have a captive carrier like State Farm, or Farmers, The do not have the ability to look at MANY A rated carriers and we do as an independent agency.

We are thankful to represent only the best carriers and MANY of them to make sure when rates change we can keep your expenses for insurance low.

At the end of the day, there are rate decreases as well, we just don’t see them as often. Rate decreases usually occur when there aren’t a large amount of weather released losses over the course of three or so years. This allows the insurance companies to recoup their loss and then we finally get to feel the benefits of it. So keep in mind, even though you might pay more for a little while, it won’t be forever and maybe it’ll still be less than what it could have been when you move to an independent agency like us!!

Call or Text today to see if we can help you save!! 405-261-5179

We are always here to serve you!!

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