December 2, 2022
Let me tell you! Insurance rates are based on where your property is located. If you own a home, whether it’s a rental, your primary home, or any business and it’s located outside of city limits, CHECK before you buy or know what you have.
Every town has their own Protection Class. This is determined by…International Organization for Standardization (ISO).
An ISO code is directly related to protection class which is generally determined by the fire Marshall in your geographical location.
Every property address is in a “protection class”, which is determined by ISO.
Protection classes range from one to 10.
One is the best you can be in a protection class, 10 is the highest (the opposite of the best, ha!)
This rating is based off of a few things: how close you are to a paid fire station, or if volunteer {and your dues are paid with documentation} and how far away you are from a fire hydrant.
The closer your space is to 10, whether it be a personal space or a commercial space it will absolutely affect your insurance rates.
Soooo, what I’m saying, in a nutshell, it’s all super important. Call your agency, call ME, before you buy a home, build a home, buy land, build a shop, or build a business out of city limits, know your insurance rates first.
Call or text today 405-261-5179
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P.O. Box 21383
2304 W Hefner Rd
Oklahoma City, OK 73156
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